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The excerpt above is from page 22 of the fcra which is the fair credit reporting act. The true answer is that a cra can legally report bankruptcies for 10 years.the waiting period after bankruptcy for approval of these loans is a little different from fha loans and va loans.there are different types of bankruptcies that a debtor can file.
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How long to file bankruptcies.
How long to file bankruptcies. Chapter 13 to chapter 7. You can take it as soon as you receive your bankruptcy case number. About a third of bankruptcies filed are chapter 13.
An individual cannot file under chapter 11 or any other chapter if, during the preceding 180 days, a prior bankruptcy petition was dismissed due to the debtor’s willful failure to appear before the court or comply with orders of the court, or was voluntarily. These types of bankruptcies largely depend on personal circumstances. Chapter 13 bankruptcy ️ chapter 13 bankruptcy:
When you file for bankruptcy, the court looks at your monthly income.you can also retain your property if you file a chapter 13 case rather than a chapter 7 bankruptcy.you can file bankruptcy under chapter 7 once every 8 years.you can probably complete the process within six months. The main difference to chapter 7 is that you pay back some of your debts through the chapter 13 trustee. How long to file bankruptcies.about a third of bankruptcies filed are chapter 13 (the remaining being chapter 7).
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